ZIP 22407 Property Distress & Foreclosure Data

Spotsylvania County, Virginia's ZIP 22407 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (44/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100), climate & FEMA risk (60/100)). The latent-versus-live split is 44/100 structural and 2/100 already moving.

The peak-phase market in 22407 posted values that rose 4.2% over the year, and 17% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 44% of renters are cost-burdened. The vacancy rate is 3.9%. At $105,218, median income runs above typical U.S. levels. Around 33% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. 76% of housing is owner-occupied. The poverty rate is 6.7% — low. Population is roughly 64,273 with a median age of 38. The typical home is worth about $409,500 (3.6× income, relatively affordable). The ZIP holds roughly 23,922 housing units.

Broadly, 22407 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.