ZIP 22542 Foreclosure, Tax-Lien & Distress Report

In Orange County, Virginia, ZIP 22542 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Its standout signals are construction/permit lag (79/100), structural risk (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (77/100)). Structural risk reads 44/100 against active distress of 2/100.

The market reads peak — home values rose 3.4% year on year, and 17% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $89,944, above the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. 4.4% of residents fall below the poverty threshold. On demographic stress specifically, 22542 scores 22/100. Rent burden reaches 0% of tenant households. The ZIP holds roughly 875 housing units. Around 17% of adults hold a bachelor's degree or higher. 2,223 residents call 22542 home, typically aged 49. Home values center near $330,500, an affordability ratio of 3.5× — accessible. Vacancy runs 3.6%.

On balance, 22542 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 22542 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 22542 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22542 can be compared directly against any other ZIP in Orange County, Virginia or nationwide. Where the record is thin for 22542, the field stays empty rather than modeled, and fills in as new documents post.

Behind 22542's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 22542 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.