ZIP 22726 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 22726 (Culpeper County, Virginia) lands at 17/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 38/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (91/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 22726 posted values that rose 3.4% over the year, and 49% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $85,865 — near the roughly $78,000 national figure. The poverty rate is 3.3% — low. The ZIP holds roughly 255 housing units. Around 25% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Around 19% of adults hold a bachelor's degree or higher. Owners hold 76% of homes, renters 24%. 606 residents call 22726 home, typically aged 39. The typical home is worth about $319,400 (4.2× income). Vacancy runs 0.0%.

Overall 22726 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 22726 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 22726 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Culpeper County, Virginia and the nation. The score is rebuilt from public data as it updates, so 22726 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 22726 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 22726 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.