ZIP 22726 Property Distress & Foreclosure Data

Composite property distress in 22726 (Culpeper County, Virginia) lands at 14/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 31/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (31/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 49% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $85,865, near the U.S. median near $78,000. 3.3% of residents fall below the poverty threshold. The ZIP holds roughly 255 housing units. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 19% bachelor's-or-above. Owners hold 76% of homes, renters 24%. 606 residents call 22726 home, typically aged 39. Home values center near $319,400, an affordability ratio of 4.2×. The vacancy rate is 0.0%.

On balance, 22726 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.