ZIP 22737 Foreclosure, Tax-Lien & Distress Report

In Culpeper County, Virginia, ZIP 22737 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 36/100, against 1/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (84/100), structural risk (36/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 22737 posted values that rose 3.4% over the year, and 21% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $96,555, above the U.S. median near $78,000. The poverty rate is 0.8% — low. The demographic-stress sub-score lands at 26/100. Around 36% of renters are cost-burdened. Vacancy runs 0.7%. About 27% have a four-year degree. The typical home is worth about $401,000 (3.9× income, relatively affordable). 3,062 residents call 22737 home, typically aged 45. There are about 1,234 housing units across 22737. 97% of housing is owner-occupied.

Overall 22737 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 22737 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 22737's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 22737 reflects the current record instead of a stale or modeled snapshot.

Each component behind 22737 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 22737 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.