Culpeper County, VA: Foreclosures, Tax Liens & Distressed Properties

Culpeper County, VA, Virginia: 19 ZIP codes scored, Culpeper County, VA averaging 15/100 (low, Culpeper, VA), from 12 to 20. Culpeper County, VA is in its peak phase (Culpeper, VA confidence 23/100): Culpeper, VA home prices up 3.4% (Culpeper, VA) over twelve months. Culpeper County, VA lender headwind: 47/100.

Highest-scoring Culpeper County, VA ZIPs: 22407 (20/100), 22733 (17/100), 22701 (16/100), 22714 (16/100), 22718 (16/100), 22724 (16/100). Also scored in Culpeper County, VA: 22726, 22729, 22735, 22736, 22737, 22741, 22746, 22713, 22734, 20106.

Across Culpeper County, VA's scored ZIPs: median home value $432,700, household income $100,912, 9.3% vacancy, 6.8% poverty, 81% owner-occupied, median age 44.3.

Culpeper County, VA insurance distress 0/100 (#3,138 in the US); FEMA hazard 0/100 for Culpeper, VA; 2 federal disaster declarations in Culpeper County, VA since 2023; Culpeper, VA construction distress 82/100.

5 banks with 7 branches lend in Culpeper County, VA; Culpeper, VA weighted bank stress 62/100, highest 87/100 in Culpeper, VA.

Culpeper County, VA unemployment 3.2% (Culpeper, VA -0.5 pts, six months); 274 new housing units permitted in Culpeper County, VA over twelve months, Culpeper, VA down 34% from 415; Culpeper, VA home prices +8.5% a year (Culpeper, VA) over three years.

19,773 housing units in Culpeper County, VA; 4,736 Culpeper, VA renter households; 45% of Culpeper, VA renters spend 30%+ of income on rent, 20% (Culpeper, VA) half or more.

Culpeper County, VA ranks #2,749 nationally on the opportunity index (Culpeper, VA, among all ranked counties); Culpeper, VA scores 24.7/100 and Culpeper, VA sits #85 inside Virginia. Culpeper, VA is in the weak opportunity phase; Culpeper, VA's primary driver is construction, Culpeper, VA second driver bank institutional; Culpeper, VA moved up 89 places. 10 short-sale listings across Culpeper, VA; 39 days on market observed in Culpeper, VA; 5.4% vacancy over 19 Culpeper, VA ZIPs.

No CFPB county sample covers Culpeper County, VA. The metro area reading for Culpeper, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus days late; Culpeper, VA's thirty-to-eighty-nine share is 1.5% (Culpeper, VA, December 2025 data); Virginia overall 0.8%.

Culpeper County, VA has 3 watched banks; 3 Culpeper, VA banks sit in an elevated band. Culpeper, VA footprints: Atlantic Union Bank (2 branches, stress 40) in Culpeper, VA; Blue Ridge Bank Na (1 branch, stress 87) in Culpeper, VA; Oak View National Bank (1 branch, stress 76) in Culpeper, VA.

HUD lists 3 assisted multifamily properties in Culpeper County, VA with 31 units; 31 Culpeper, VA units are assisted.

849 of the 19,773 housing units in Culpeper, VA sit vacant. Culpeper County, VA permitted 0 multifamily units in twelve months; Culpeper, VA's one-to-four unit structures added 274 units in Culpeper County, VA.