Culpeper County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Culpeper County, Virginia? DLRadar grades every Culpeper County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Culpeper County breakdown.
- Culpeper County's most distressed ZIP is 22407 at 20/100.
- 19 ZIP codes tracked in Culpeper County, averaging 16/100 distress.
- Culpeper County reads peak — home values up 3.4% year over year.
- Vacancy runs 9.3% across Culpeper County's tracked ZIPs, with a 6.8% poverty rate.
- The typical Culpeper County home is worth about $432,700 against a ~$100,912 median income.
- Lending headwind in Culpeper County sits at 47/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22407 | 20/100 |
| 2 | 22701 | 17/100 |
| 3 | 22714 | 17/100 |
| 4 | 22718 | 17/100 |
| 5 | 22724 | 17/100 |
| 6 | 22726 | 17/100 |
| 7 | 22729 | 17/100 |
| 8 | 22733 | 17/100 |
| 9 | 22735 | 17/100 |
| 10 | 22736 | 17/100 |
| 11 | 22737 | 17/100 |
| 12 | 22741 | 17/100 |
Most distressed ZIP codes in Culpeper County (composite distress 0-100, 2026)
What is driving Culpeper County distress
Nothing here is estimated: Culpeper County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Culpeper County market phase and pricing
DLRadar places Culpeper County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Culpeper County
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Common questions
What is the most distressed ZIP code in Culpeper County, VA?
ZIP 22407 leads Culpeper County at 20/100, recomputed monthly from public records.
Is Culpeper County expanding or contracting?
Culpeper County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
Where does the Culpeper County data come from?
Each Culpeper County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 19 local ZIPs and every other county in the country.
How much do distress scores vary between Culpeper County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Culpeper County ZIPs DLRadar ranks, scores run from 20/100 in 22407 down to 17/100 in 22741, against a Culpeper County average of 16/100. Because the gap runs to 3 points, Culpeper County rewards ZIP-level precision.
What do Culpeper County home values and vacancy say about distressed supply?
The typical Culpeper County home carries about $432,700 of value against a median household income near $100,912. Vacancy across Culpeper County's tracked ZIPs runs 9.3% and the poverty rate is 6.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Culpeper County's foreclosure and tax-lien filings and its 47/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.