Culpeper County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Culpeper County, VA distress report, 2026: 19 ZIPs scored in Culpeper, VA, Culpeper, VA average 15/100; the top Culpeper, VA ZIP is 22407 at 20/100; Culpeper, VA market phase peak, Culpeper, VA prices +3.4% year over year.
- Culpeper, VA ranks #2,750 nationally (opportunity index); Culpeper, VA #85 in Virginia; Culpeper, VA index 24.7.
- Culpeper, VA: no CFPB county sample; Culpeper, VA metro area reading 0.7%.
- Culpeper, VA ZIP phases: 19 peak.
- Culpeper, VA residential listings tracked: 18 across 12 ZIPs; Culpeper, VA candidate listings 6.
- Culpeper, VA HUD assisted properties: 3 with 31 units.
- Culpeper, VA lenders on watch: 3; largest Culpeper, VA footprint Atlantic Union Bank (2 branches).
- Culpeper, VA most distressed ZIP: 22407 at 20/100.
Culpeper, VA figures: DLRadar distress index; Culpeper, VA inputs: CFPB, FHFA, HUD, FDIC; Culpeper, VA rebuilt as sources refresh.
| Rank | Culpeper, VA ZIP | Score |
|---|---|---|
| 1 | 22407 | 20/100 |
| 2 | 22733 | 17/100 |
| 3 | 22701 | 16/100 |
| 4 | 22714 | 16/100 |
| 5 | 22718 | 16/100 |
| 6 | 22724 | 16/100 |
| 7 | 22726 | 16/100 |
| 8 | 22729 | 16/100 |
| 9 | 22735 | 16/100 |
| 10 | 22736 | 16/100 |
| 11 | 22737 | 16/100 |
| 12 | 22741 | 16/100 |
Most distressed Culpeper, VA ZIPs (0-100, 2026)
Mortgage delinquency around Culpeper, VA
No CFPB county sample covers Culpeper, VA; the metro area reading for Culpeper, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus; Culpeper, VA area thirty-to-eighty-nine 1.5% (December 2025, Culpeper, VA); Virginia overall 0.8%.
Opportunity index: Culpeper, VA
Culpeper, VA index 24.7, Culpeper, VA phase weak; Culpeper, VA primary driver construction, Culpeper, VA second driver bank institutional. Culpeper, VA components: property stress 9.1, foreclosure pressure 8.6, listing discounts 23.6, bank stress 50.1, insurance 0.0; Culpeper, VA pulse 27.0; Culpeper, VA capital opportunity 21.3; Culpeper, VA seven-day change +0.1%.
ZIP market phases inside Culpeper, VA
19 Culpeper, VA ZIPs carry a price-cycle phase; Culpeper, VA ZIPs by phase (Culpeper, VA), deepest drawdown first: peak, +3.4% YoY (Culpeper, VA): 20106, 20186, 22407, 22713, Culpeper, VA 22714, 22716, 22718, 22724, Culpeper, VA 22726, 22729, 22733, 22734, Culpeper, VA 22736, 22737; peak, +3.5% YoY (Culpeper, VA): 22701; peak, +4.7% YoY (Culpeper, VA): 22735.
Residential listings by Culpeper, VA ZIP
Culpeper, VA ZIPs with the most tracked Culpeper, VA residential listings: 22701 10 listings, 4 candidates, bank pressure 63; 22737 3 listings, 1 candidates, bank pressure 66; 22713 2 listings, 0 candidates, bank pressure 64; 22724 2 listings, 0 candidates, bank pressure 66 (Culpeper, VA); 22718 1 listings, 1 candidates, bank pressure 66; 22714 0 listings, 0 candidates, bank pressure 66; 22726 0 listings, 0 candidates, bank pressure 66; 22729 0 listings, 0 candidates, bank pressure 66. Culpeper, VA totals: 18 listings; Culpeper, VA candidates 6; active ZIPs 5.
HUD assisted housing in Culpeper, VA
3 assisted properties with 31 units sit in Culpeper, VA; largest Culpeper, VA properties: Leaflin Lane Apartments (Culpeper) 23 units, 23 assisted; Canterbury Group Home (Culpeper) 4 units, 4 assisted; High Point Group Home (Culpeper) 4 units, 4 assisted in Culpeper, VA.
Lenders with branches in Culpeper, VA
Culpeper, VA lenders by branch count: Atlantic Union Bank (Culpeper, VA): stress 40, 2 branches low in Culpeper, VA; Blue Ridge Bank Na (Culpeper, VA): stress 87, 1 branch moderate in Culpeper, VA; Oak View National Bank (Culpeper, VA): stress 76, 1 branch moderate in Culpeper, VA.
Vacancy and permits, Culpeper, VA
849 of 19,773 Culpeper, VA housing units are vacant; Culpeper, VA permits, twelve months: 0 multifamily units in Culpeper, VA, 274 one-to-four unit units.
Work Culpeper, VA at the parcel level
Every Culpeper, VA parcel carries owner and address; every Culpeper, VA parcel carries APN; Culpeper, VA distress scores sit on the Culpeper, VA live board.
Culpeper, VA figures refresh with each source.
Culpeper, VA questions
Most distressed ZIP code in Culpeper County, VA?
ZIP 22407 leads Culpeper, VA at 20/100; next in Culpeper, VA: 22733 at 17/100; the Culpeper, VA average is 15/100.
Where does Culpeper County, VA rank for investment opportunity?
Culpeper, VA is #2,750 among all ranked counties, #85 in Virginia; the Culpeper, VA driver is construction; Culpeper, VA moved up 88 places.
How many mortgages are delinquent in Culpeper County, VA?
Culpeper, VA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Culpeper, VA.
Which banks lend in Culpeper County, VA?
3 watched lenders hold Culpeper, VA branches; the largest Culpeper, VA footprints are Atlantic Union Bank (2), Blue Ridge Bank Na (1), Oak View National Bank (1).
More on Culpeper, VA
Culpeper County, VA distress report: public-record figures for Culpeper, VA; not legal advice for Culpeper, VA; not tax or investment advice; verify every Culpeper, VA record before acting.