ZIP 22718 Foreclosure, Tax-Lien & Distress Report

ZIP code 22718 in Culpeper County, Virginia carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (84/100), structural risk (36/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 36/100 against active distress of 1/100.

The market reads peak — home values rose 3.4% year on year, and 26% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Home values center near $390,300, an affordability ratio of 4.2×. At $83,750, median income runs near typical U.S. levels. 646 residents call 22718 home, typically aged 53. Vacancy runs 10.3%. 3.6% of residents fall below the poverty threshold. Rent burden reaches 5% of tenant households. The tenure split is 80% owner-occupied to 20% rented. The demographic-stress sub-score lands at 25/100. There are about 399 housing units across 22718. Educational attainment sits at 22% bachelor's-or-above.

Overall 22718 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 22718 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 22718's 16/100 can be lined up against any neighbor in Culpeper County, Virginia or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 22718 reflects the current record instead of a stale or modeled snapshot.

Each component behind 22718 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Treat 22718 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.