ZIP 22712 Foreclosure, Tax-Lien & Distress Report

ZIP code 22712 in Fauquier County, Virginia carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). The most distinctive pressure shows up in structural risk (30/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (1/100). Structural risk reads 30/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 13% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $412,900, an affordability ratio of 3.6× — accessible. 81% of housing is owner-occupied. The ZIP holds roughly 3,206 housing units. Educational attainment sits at 20% bachelor's-or-above. The poverty rate is 8.0%. Around 33% of renters are cost-burdened. About 9,745 people live here, median age 36. At $104,375, median income runs above typical U.S. levels. Vacancy runs 4.0%. DLRadar's demographic-stress index for the area reads 29/100.

Overall 22712 looks resilient on the surface, so the edge is isolating individual stressed parcels. 22712 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 22712 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 22712 stays directly comparable to neighboring ZIPs and the rest of Fauquier County, Virginia. Where the public record is thin for 22712, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 22712 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 22712 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.