ZIP 22728 Property Distress & Foreclosure Data

ZIP code 22728 in Fauquier County, Virginia carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (30/100), institutional ownership (16/100), mortgage stress (7/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). On the structural side it scores 30/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (67/100)).

The peak-phase market in 22728 posted values that rose 4.2% over the year, and 28% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $107,354, median income runs above typical U.S. levels. The poverty rate is 5.6% — low. Population is roughly 3,214 with a median age of 41. Around 8% of renters are cost-burdened. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 1,304 housing units. The typical home is worth about $516,300 (4.6× income). Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 7.5%.

Broadly, 22728 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
30/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 22728

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk56
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Fauquier County

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