ZIP 22728 Foreclosure, Tax-Lien & Distress Report

In Fauquier County, Virginia, ZIP 22728 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in structural risk (30/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (1/100). The split runs 30/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100).

The peak-phase market in 22728 posted values that rose 3.4% over the year, and 28% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $107,354, above the U.S. median near $78,000. 5.6% of residents fall below the poverty threshold. Population is roughly 3,214 with a median age of 41. Around 8% of renters are cost-burdened. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 22728 scores 27/100. There are about 1,304 housing units across 22728. Home values center near $516,300, an affordability ratio of 4.6×. Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 7.5%.

Broadly, 22728 is a steadier market — the deals are the exceptions, not the rule. 22728 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 22728 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 22728 stays directly comparable to neighboring ZIPs and the rest of Fauquier County, Virginia. Sparse data for 22728 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 22728's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 22728 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.