ZIP 22742 Foreclosure, Tax-Lien & Distress Report

ZIP code 22742 in Fauquier County, Virginia carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). On the structural side it scores 30/100, with 2/100 of stress already active. Leading the profile are structural risk (30/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (1/100).

The market reads peak — home values rose 3.4% year on year, and 28% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. Rent burden reaches 32% of tenant households. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Around 22% of adults hold a bachelor's degree or higher. Households earn a median $99,102 — above the roughly $78,000 national figure. Vacancy runs 0.0%. The demographic-stress sub-score lands at 29/100. A median home runs $464,600 here, or 4.3 times local income. The ZIP holds roughly 581 housing units. Population is roughly 1,514 with a median age of 44.

On balance, 22742 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 22742 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 22742 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 22742 reflects the current record instead of a stale or modeled snapshot.

22742's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 22742 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.