ZIP 22556 Property Distress & Foreclosure Data

Stafford County, Virginia's ZIP 22556 registers 18/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (71/100), flood (NFIP) exposure (64/100). The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (26/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural risk reads 40/100 against active distress of 2/100.

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $486,100 here, or 3.5 times local income. Households earn a median $127,713 — above the roughly $78,000 national figure. About 31,783 people live here, median age 35. Vacancy runs 3.3%. Rent burden reaches 34% of tenant households. On demographic stress specifically, 22556 scores 28/100. The tenure split is 79% owner-occupied to 21% rented. There are about 10,023 housing units across 22556. About 37% have a four-year degree. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas.

Overall 22556 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.