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ZIP 22556 Foreclosure, Tax-Lien & Distress Report

Stafford County, Virginia · Distress market

ZIP code 22556 in Stafford County, Virginia carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (71/100), flood (NFIP) exposure (63/100)). The pressure is most legible in structural risk (34/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The latent-versus-live split is 34/100 structural and 2/100 already moving.

The peak-phase market in 22556 posted values that rose 3.4% over the year, and 19% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $486,100 (3.5× income, relatively affordable). Households earn a median $127,713 — above the roughly $78,000 national figure. About 31,783 people live here, median age 35. The vacancy rate is 3.3%. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The tenure split is 79% owner-occupied to 21% rented. There are about 10,023 housing units across 22556. About 37% have a four-year degree. The poverty rate is 6.8% — low.

On balance, 22556 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 22556 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 22556 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Stafford County, Virginia and the nation. Sparse data for 22556 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 22556 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 22556 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
34/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 22556

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk71
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 22556 by the numbers

A live read on 22556: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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