ZIP 22554 Foreclosure, Tax-Lien & Distress Report
Stafford County, Virginia · Distress market
On DLRadar's 0-100 distress scale, ZIP 22554 in Stafford County, Virginia comes in at 15, a low composite-distress reading. Structural risk reads 33/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (71/100), flood (NFIP) exposure (61/100)). Its standout signals are structural risk (33/100), institutional ownership (14/100), mortgage stress (6/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 20% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
64,605 residents call 22554 home, typically aged 35. The ZIP holds roughly 21,005 housing units. 80% of housing is owner-occupied. About 45% have a four-year degree. On demographic stress specifically, 22554 scores 25/100. Median household income is $148,268, above the U.S. median near $78,000. The vacancy rate is 4.5%. Rent burden reaches 34% of tenant households. Home values center near $521,400, an affordability ratio of 3.3× — accessible. The poverty rate is 3.5% — low.
Broadly, 22554 is a steadier market — the deals are the exceptions, not the rule. While 22554 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 22554 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22554 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 22554 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For a buyer, 22554 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 22554
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
22554 at a glance
A live read on 22554: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Stafford County
Nearest ZIP codes to 22554
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Stafford County, Virginia
Further distress data across Stafford County, Virginia at ZIP, county and state level.
The complete 22554 distress and acquisition report
Open 22554 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology