ZIP 22554 Property Distress & Foreclosure Data

DLRadar grades ZIP 22554 (Stafford County, Virginia) at a low 18/100 for overall property distress. Structural exposure scores 40 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (71/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in structural risk (40/100), construction/permit lag (26/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The peak-phase market in 22554 posted values that rose 4.2% over the year, and 20% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 64,605 with a median age of 35. There are about 21,005 housing units across 22554. 80% of housing is owner-occupied. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. At $148,268, median income runs above typical U.S. levels. Vacancy runs 4.5%. Rent burden reaches 34% of tenant households. The typical home is worth about $521,400 (3.3× income, relatively affordable). The poverty rate is 3.5% — low.

Broadly, 22554 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.