ZIP 22630 Property Distress & Foreclosure Data

DLRadar grades ZIP 22630 (Warren County, Virginia) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (58/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 40/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 74% of homes, renters 26%. 11.5% of residents fall below the poverty threshold. Home values center near $358,600, an affordability ratio of 3.9× — accessible. The ZIP holds roughly 14,615 housing units. The vacancy rate is 7.4%. Educational attainment sits at 26% bachelor's-or-above. Median household income is $84,513, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Around 28% of renters are cost-burdened. 35,211 residents call 22630 home, typically aged 41.

On balance, 22630 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.