ZIP 22640 Foreclosure, Tax-Lien & Distress Report

ZIP 22640's composite property-distress score is 11/100 - DLRadar classes that as minimal for Rappahannock County, Virginia. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (28/100), institutional ownership (13/100). On the quiet end sit structural risk (28/100) and institutional ownership (13/100). Structural exposure scores 28 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 3.4% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 24% have a four-year degree. On demographic stress specifically, 22640 scores 48/100. 56% of housing is owner-occupied. There are about 283 housing units across 22640. About 499 people live here, median age 34. The poverty rate is 0.0% — low. Median household income is $99,708, above the U.S. median near $78,000. Rent burden reaches 0% of tenant households. Vacancy runs 40.2%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 22640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 22640 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 22640 runs through one identical scoring model, so its 11/100 sits on the same scale as every other ZIP in Rappahannock County, Virginia and the nation. 22640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 22640 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. The point of the 22640 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.