ZIP 22627 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 22627 (Rappahannock County, Virginia) lands at 11/100 — minimal on DLRadar's distress scoring. Latent structural risk is 28/100 while live distress already moving reads 3/100. Its heaviest discrete signals: construction/permit lag (59/100), structural risk (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 15% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $124,063, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 47/100. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 51% bachelor's-or-above. There are about 413 housing units across 22627. The typical home is worth about $1,025,300 (8.3× income, severely stretched). Around 74% of renters are cost-burdened. About 902 people live here, median age 49. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 80% of homes, renters 20%.

On the whole, 22627 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 22627 is not published yet -- the ZIP-level readings above remain fully sourced.

The 22627 read uses the identical scoring model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 22627 stays directly comparable to neighboring ZIPs and the rest of Rappahannock County, Virginia. The score is rebuilt from public data as it updates, so 22627 reflects the current record instead of a stale or modeled snapshot.

Each component behind 22627 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. Practically, 22627 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.