ZIP 22740 Property Distress & Foreclosure Data

Rappahannock County, Virginia's ZIP 22740 registers 10/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 25/100 structural and 3/100 already moving. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (25/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

The peak-phase market in 22740 posted values that rose 4.2% over the year, and 38% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 32/100. The poverty rate is 5.8% — low. Around 41% of renters are cost-burdened. The ZIP holds roughly 740 housing units. At $96,220, median income runs above typical U.S. levels. 77% of housing is owner-occupied. The typical home is worth about $469,400 (4.1× income). Population is roughly 873 with a median age of 61. Around 38% of adults hold a bachelor's degree or higher. The vacancy rate is 36.5% — elevated.

On the whole, 22740 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.