ZIP 22740 Foreclosure, Tax-Lien & Distress Report

In Rappahannock County, Virginia, ZIP 22740 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 30/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (30/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

The market reads peak — home values rose 3.4% year on year, and 38% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 22740 scores 32/100. The poverty rate is 5.8% — low. Rent burden reaches 41% of tenant households. The ZIP holds roughly 740 housing units. Median household income is $96,220, above the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. The typical home is worth about $469,400 (4.1× income). About 873 people live here, median age 61. Educational attainment sits at 38% bachelor's-or-above. Vacancy runs 36.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 22740 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 22740 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 22740's 12/100 can be lined up against any neighbor in Rappahannock County, Virginia or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 22740 shows blanks, not estimates, wherever the record is sparse.

Each component behind 22740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For an operator, 22740 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.