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Rappahannock County, VA: Foreclosures, Tax Liens & Distressed Properties

Rappahannock County, VA, Virginia: 10 ZIP codes scored, Rappahannock County, VA averaging 12/100 (minimal, Rappahannock, VA), from 11 to 17. Rappahannock County, VA is in its peak phase (Rappahannock, VA confidence 23/100): Rappahannock, VA home prices up 3.4% (Rappahannock, VA) over twelve months. Rappahannock County, VA lender headwind: 46/100.

Highest-scoring Rappahannock County, VA ZIPs: 22630 (17/100), 22713 (15/100), 20106 (13/100), 22716 (12/100), 22740 (12/100), 22623 (11/100). Also scored in Rappahannock County, VA: 22627, 22640, 22747, 22749.

Across Rappahannock County, VA's scored ZIPs: median home value $513,000, household income $89,026, 17.4% vacancy, 6.3% poverty, 75% owner-occupied, median age 48.5.

Rappahannock County, VA insurance distress 19/100 (#2,347 in the US); FEMA hazard 0/100 for Rappahannock, VA; 2 federal disaster declarations in Rappahannock County, VA since 2023; 3 Rappahannock, VA NFIP flood claims, $1K paid; Rappahannock, VA construction distress 62/100.

2 banks with 2 branches lend in Rappahannock County, VA; Rappahannock, VA weighted bank stress 58/100, highest 76/100 in Rappahannock, VA.

Rappahannock County, VA unemployment 2.9% (Rappahannock, VA -0.6 pts, six months); 31 new housing units permitted in Rappahannock County, VA over twelve months, Rappahannock, VA down 9% from 34; Rappahannock, VA home prices +9.8% a year (Rappahannock, VA) over three years.

3,865 housing units in Rappahannock County, VA; 633 Rappahannock, VA renter households; 30% of Rappahannock, VA renters spend 30%+ of income on rent, 15% (Rappahannock, VA) half or more.

Rappahannock County, VA ranks #2,176 nationally on the opportunity index (Rappahannock, VA, among all ranked counties); Rappahannock, VA scores 27.1/100 and Rappahannock, VA sits #60 inside Virginia. Rappahannock, VA is in the weak opportunity phase; Rappahannock, VA's primary driver is vacancy, Rappahannock, VA second driver construction; Rappahannock, VA moved down 244 places. 3 short-sale listings across Rappahannock, VA; 1 days on market observed in Rappahannock, VA; 19.3% vacancy over 10 Rappahannock, VA ZIPs.

No CFPB county sample covers Rappahannock County, VA. The metro area reading for Rappahannock, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus days late; Rappahannock, VA's thirty-to-eighty-nine share is 1.5% (Rappahannock, VA, December 2025 data); Virginia overall 0.8%.

Rappahannock County, VA has 2 watched banks; 2 Rappahannock, VA banks sit in an elevated band. Rappahannock, VA footprints: Oak View National Bank (1 branch, stress 76) in Rappahannock, VA; Atlantic Union Bank (1 branch, stress 40) in Rappahannock, VA.

880 of the 3,865 housing units in Rappahannock, VA sit vacant. Rappahannock County, VA permitted 0 multifamily units in twelve months; Rappahannock, VA's one-to-four unit structures added 31 units in Rappahannock County, VA.

Peak
Market phase
3.4%
Rappahannock, VA HPI YoY
0%
Drawdown
23
Rappahannock confidence

Where distress concentrates in Rappahannock County

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