Warren County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Warren County, Virginia? DLRadar grades every Warren County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Warren County breakdown.
- Warren County's most distressed ZIP is 22655 at 18/100.
- 7 ZIP codes tracked in Warren County, averaging 15/100 distress.
- Warren County reads peak — home values up 3.4% year over year.
- Vacancy runs 11.8% across Warren County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Warren County home is worth about $364,271 against a ~$88,713 median income.
- Lending headwind in Warren County sits at 33/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22655 | 18/100 |
| 2 | 22645 | 17/100 |
| 3 | 22610 | 16/100 |
| 4 | 22630 | 16/100 |
| 5 | 22657 | 16/100 |
| 6 | 22642 | 14/100 |
| 7 | 22663 | 9/100 |
Most distressed ZIP codes in Warren County (composite distress 0-100, 2026)
What is driving Warren County distress
Warren County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Warren County market phase and pricing
The cycle in Warren County is peak, with values up 3.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
Where is distress highest inside Warren County, VA?
ZIP 22655 leads Warren County at 18/100, recomputed monthly from public records.
What market phase is Warren County in?
The market phase for Warren County is peak, prices rising 3.4% on the year — derived from the FHFA House Price Index path.
Can the Warren County figures be verified?
Every Warren County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Warren County ZIP codes that it runs on every other U.S. county, so Warren County's numbers are directly comparable to any other market.
How much do distress scores vary between Warren County ZIP codes?
Averaging the county conceals how uneven it is. Across the Warren County ZIPs DLRadar ranks, scores run from 18/100 in 22655 down to 9/100 in 22663, against a Warren County average of 15/100. With 9 points between best and worst, county-level targeting in Warren County wastes effort.
What do Warren County home values and vacancy say about distressed supply?
The typical Warren County home carries about $364,271 of value against a median household income near $88,713. Vacancy across Warren County's tracked ZIPs runs 11.8% and the poverty rate is 9.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Warren County's foreclosure and tax-lien filings and its 33/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.