Warren County, VA: Home-Insurance Distress & Forced-Sale Pressure
Warren County, VA: 22/100 (low) home-insurance distress; Warren, VA band LOW; Warren, VA #2,066 of 3,222 counties; Warren, VA #73 of 133 in Virginia; raw Warren, VA 25.5; Warren, VA coverage multiplier 0.85.
FEMA hazard, Warren, VA: 0/100; Warren, VA declarations, three years: 3; Warren, VA five-year count 2 (severity 4.0); Warren, VA ten-year 2.
Declared incidents on the Warren, VA record: 2026 Winter Storm 2 (Warren, VA).
NFIP claims, Warren, VA, three years: 5; Warren, VA payouts $19,513; per Warren, VA claim $3,903; Warren, VA claim-stress 64/100.
Warren, VA monthly score fell, 23 (March 2026) to 22 (October 2026); Warren, VA by month: March 23, April 23, May 23, June 23 (Warren, VA), July 23, August 23, September 23, October 22.
Warren, VA components: NFIP claims 64; Warren, VA retreat index 22; Warren, VA climate multiplier 0.85.
Construction distress, Warren, VA: 55/100 as of August 2026 (Warren, VA: 55/100 one-to-four unit, 0/100 multifamily).
Warren, VA ZIPs, June 2026 (Warren, VA, 7 highest): score 0 (Warren, VA), climate 56 (Warren, VA): 22657; score 0 (Warren, VA), climate 51 (Warren, VA): 22655; score 0 (Warren, VA), climate 47 (Warren, VA): 22642; score 0 (Warren, VA), climate 46 (Warren, VA): 22645; score 0 (Warren, VA), climate 39 (Warren, VA): 22630; score 0 (Warren, VA), climate 38 (Warren, VA): 22610; score 0 (Warren, VA), climate 20 (Warren, VA): 22663.
DLRadar rescores Warren, VA monthly; Warren, VA readings join Warren, VA foreclosure, lien and ownership parcels (Warren, VA), so cost-squeezed Warren, VA owners surface before listing.
Inside Virginia, Warren County ranks 65th of 133 counties for home-insurance distress at 22/100; Spotsylvania County (22/100) sits just above Warren County, and Lancaster County (21/100) sits just below Warren County.
Deterministic. Every Warren County, VA signal traces to a public Warren dataset (FEMA, NFIP, Census for Warren, VA) · how insurance distress works in Warren, VA · methodology
FAQ: Warren County, VA insurance distress
What is the Warren County, VA home-insurance-distress score?
Warren, VA: 22/100 (LOW), #2,066 of 3,222, #73 in Virginia. FEMA hazard, Warren, VA: 0/100; NFIP stress, Warren, VA: 64/100; construction, Warren, VA: 55/100; Warren, VA rescores monthly.
Is Warren County insurance distress getting better or worse (VA)?
Warren, VA: 23 in March 2026; Warren, VA: 22 in October 2026 (better); Warren, VA NFIP claims score 64.
How many flood-insurance claims has Warren County, VA had?
Warren, VA: 5 NFIP claims, three years; Warren, VA paid $19,513; per Warren, VA claim $3,903; carriers reprice Warren, VA against that record.
Which Warren County ZIP codes carry the most insurance distress (VA)?
Warren, VA, June 2026: 22657 at 0, 22655 at 0, 22642 at 0, 22645 at 0; Warren, VA climate scores there: 56, 51, 47, 46.
Why does Warren, VA insurance distress create sellers?
A Warren, VA premium outruns the Warren, VA budget; a carrier leaves Warren, VA; Warren, VA carrying cost passes plan; Warren, VA owners sell while current; Warren, VA insurance distress leads Warren, VA foreclosure data.