ZIP 22637 Foreclosure, Tax-Lien & Distress Report

In Frederick County, Virginia, ZIP 22637 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). What sets it apart are the readings on construction/permit lag (56/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Structurally it carries 43/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 6.3% year on year, and 27% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $366,200, an affordability ratio of 4.5×. The ZIP holds roughly 956 housing units. 2,049 residents call 22637 home, typically aged 45. The tenure split is 65% owner-occupied to 35% rented. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. 9.8% of residents fall below the poverty threshold. Median household income is $80,219, near the U.S. median near $78,000. Around 27% of adults hold a bachelor's degree or higher.

Taken together, 22637 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 22637 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 22637 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Frederick County, Virginia and the nation. Nothing here is interpolated — where a source is thin for 22637, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

22637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 22637 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.