ZIP 22637 Property Distress & Foreclosure Data

Frederick County, Virginia's ZIP 22637 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (47/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural risk reads 47/100 against active distress of 2/100.

The market reads peak — home values rose 2.7% year on year, 2.0% off the recent peak, and 27% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $366,200 here, or 4.5 times local income. There are about 956 housing units across 22637. About 2,049 people live here, median age 45. The tenure split is 65% owner-occupied to 35% rented. Rent burden reaches 0% of tenant households. On demographic stress specifically, 22637 scores 28/100. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 9.8% live below the poverty line. Households earn a median $80,219 — near the roughly $78,000 national figure. About 27% have a four-year degree.

Net-net, 22637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.