ZIP 22654 Foreclosure, Tax-Lien & Distress Report
Frederick County, Virginia · High Vacancy market
ZIP 22654's composite property-distress score is 17/100 - DLRadar classes that as low for Frederick County, Virginia. Structural risk reads 40/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (57/100), structural risk (40/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 20% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
DLRadar's demographic-stress index for the area reads 44/100. Educational attainment sits at 13% bachelor's-or-above. About 993 people live here, median age 58. The vacancy rate is 29.8% — elevated. Owners hold 100% of homes, renters 0%. 5.9% of residents fall below the poverty threshold. Median household income is $72,500, near the U.S. median near $78,000. There are about 607 housing units across 22654. The typical home is worth about $417,200 (5.3× income).
Net-net, 22654 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 22654 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Frederick County, Virginia and the nation. Nothing here is interpolated — where a source is thin for 22654, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 22654's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 22654 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 22654
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 22654 by the numbers
A live read on 22654: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Frederick County ZIPs near 22654
Nearest ZIP codes to 22654
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Frederick County, Virginia
Related ZIP, county and statewide reads linked to Frederick County, Virginia.
Unlock the full ZIP 22654 acquisition report
Open 22654 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology