ZIP 22654 Property Distress & Foreclosure Data

Composite property distress in 22654 (Frederick County, Virginia) lands at 19/100 — low on DLRadar's public-record scoring. On the structural side it scores 43/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (43/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, 1.3% off the recent peak, and 20% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 13% bachelor's-or-above. 993 residents call 22654 home, typically aged 58. The vacancy rate is 29.8% — elevated. Owners hold 100% of homes, renters 0%. 5.9% of residents fall below the poverty threshold. Median household income is $72,500, near the U.S. median near $78,000. The ZIP holds roughly 607 housing units. Home values center near $417,200, an affordability ratio of 5.3×.

Taken together, 22654 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.