ZIP 26851 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 26851 (Hardy County, West Virginia) lands at 16/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (96/100), structural risk (37/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Structurally it carries 37/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 7.9% year on year (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,343 housing units across 26851. Roughly 22.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $209,400, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 26851 scores 31/100. Vacancy runs 31.9%, above the national norm and a classic distress-and-opportunity signal. Around 12% of adults hold a bachelor's degree or higher. Owners hold 85% of homes, renters 15%. Households earn a median $50,179 — below the roughly $78,000 national figure. About 1,612 people live here, median age 55. Rent burden reaches 10% of tenant households.

On the whole, 26851 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 26851 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Hardy County, West Virginia and the nation. Where the public record is thin for 26851, the field stays empty rather than modeled, and fills in as new documents post.

Behind 26851's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 26851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.