Hardy County, WV: Foreclosures, Tax Liens & Distressed Properties
Hardy County, WV, West Virginia: 11 ZIP codes scored, Hardy County, WV averaging 14/100 (minimal, Hardy, WV), from 7 to 16. Hardy County, WV is in its expansion phase (Hardy, WV confidence 57/100): Hardy, WV home prices up 8.0% (Hardy, WV) over twelve months. Hardy County, WV lender headwind: 50/100.
Highest-scoring Hardy County, WV ZIPs: 26801 (16/100), 26810 (16/100), 26812 (16/100), 26818 (16/100), 26836 (16/100), 26838 (16/100). Also scored in Hardy County, WV: 26845, 26851, 26755, 26852, 26847.
Across Hardy County, WV's scored ZIPs: median home value $170,610, household income $52,998, 33.5% vacancy, 16.4% poverty, 85% owner-occupied, median age 44.6.
Hardy County, WV insurance distress 0/100 (#3,175 in the US); FEMA hazard 0/100 for Hardy, WV; 3 federal disaster declarations in Hardy County, WV since 2023; Hardy, WV construction distress 91/100.
4 banks with 10 branches lend in Hardy County, WV; Hardy, WV weighted bank stress 66/100, highest 71/100 in Hardy, WV.
Hardy County, WV unemployment 3.2% (Hardy, WV -1.7 pts, six months); 70 new housing units permitted in Hardy County, WV over twelve months, Hardy, WV down 44% from 126; Hardy, WV home prices +10.6% a year (Hardy, WV) over three years.
8,284 housing units in Hardy County, WV; 1,209 Hardy, WV renter households; 28% of Hardy, WV renters spend 30%+ of income on rent, 10% (Hardy, WV) half or more.
Hardy County, WV ranks #507 nationally on the opportunity index (Hardy, WV, among all ranked counties); Hardy, WV scores 33.4/100 and Hardy, WV sits #10 inside West Virginia. Hardy, WV is in the peak_opportunity opportunity phase; Hardy, WV's primary driver is vacancy, Hardy, WV second driver construction; Hardy, WV moved down 79 places. 6 short-sale listings across Hardy, WV; 99 days on market observed in Hardy, WV; 24.6% vacancy over 11 Hardy, WV ZIPs.
No CFPB county sample covers Hardy County, WV. The non-metro area reading for Hardy, WV: 1.2% ninety-plus days late; Hardy, WV's thirty-to-eighty-nine share is 3.9% (Hardy, WV, December 2025 data); West Virginia overall 1.1%.
Hardy County, WV has 3 watched banks; 3 Hardy, WV banks sit in an elevated band. Hardy, WV footprints: Capon Valley Bank (3 branches, stress 70) in Hardy, WV; Pendleton Community Bank Inc (2 branches, stress 71) in Hardy, WV; Grant County Bank (1 branch, stress 63) in Hardy, WV.
2,330 of the 8,284 housing units in Hardy, WV sit vacant. Hardy County, WV permitted 0 multifamily units in twelve months; Hardy, WV's one-to-four unit structures added 70 units in Hardy County, WV.