Hardy County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hardy County, West Virginia? DLRadar grades every Hardy County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Hardy County breakdown.
- Hardy County's most distressed ZIP is 26801 at 16/100.
- 11 ZIP codes tracked in Hardy County, averaging 14/100 distress.
- Hardy County reads expansion — home values up 8.0% year over year.
- Vacancy runs 33.5% across Hardy County's tracked ZIPs, with a 16.4% poverty rate.
- The typical Hardy County home is worth about $170,610 against a ~$52,998 median income.
- Lending headwind in Hardy County sits at 50/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 26801 | 16/100 |
| 2 | 26810 | 16/100 |
| 3 | 26812 | 16/100 |
| 4 | 26818 | 16/100 |
| 5 | 26836 | 16/100 |
| 6 | 26838 | 16/100 |
| 7 | 26845 | 16/100 |
| 8 | 26851 | 16/100 |
| 9 | 26755 | 14/100 |
| 10 | 26852 | 12/100 |
| 11 | 26847 | 5/100 |
Most distressed ZIP codes in Hardy County (composite distress 0-100, 2026)
What is driving Hardy County distress
DLRadar builds Hardy County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Hardy County market phase and pricing
Hardy County currently sits in expansion after a 8.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Hardy County
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Common questions
Where is distress highest inside Hardy County, WV?
ZIP 26801 leads Hardy County at 16/100, recomputed monthly from public records.
What market phase is Hardy County in?
FHFA price-index movement places Hardy County in expansion; prices are up 8.0% over twelve months.
Where does the Hardy County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Hardy County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Hardy County ZIP codes?
One county number flattens a wide range. Across the Hardy County ZIPs DLRadar ranks, scores run from 16/100 in 26801 down to 5/100 in 26847, against a Hardy County average of 14/100. That 11-point gap is why acquisition targeting in Hardy County works at ZIP level rather than county level.
What do Hardy County home values and vacancy say about distressed supply?
The typical Hardy County home carries about $170,610 of value against a median household income near $52,998. Vacancy across Hardy County's tracked ZIPs runs 33.5% and the poverty rate is 16.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Hardy County's filings and its 50/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.