Hardy County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardy County, WV distress report, 2026: 11 ZIPs scored in Hardy, WV, Hardy, WV average 14/100; the top Hardy, WV ZIP is 26801 at 16/100; Hardy, WV market phase expansion, Hardy, WV prices +8.0% year over year.
- Hardy, WV ranks #515 nationally (opportunity index); Hardy, WV #8 in West Virginia; Hardy, WV index 33.4.
- Hardy, WV: no CFPB county sample; Hardy, WV non-metro area reading 1.2%.
- Hardy, WV ZIP phases: 11 expansion.
- Hardy, WV residential listings tracked: 11 across 8 ZIPs; Hardy, WV candidate listings 4.
- Hardy, WV lenders on watch: 3; largest Hardy, WV footprint Capon Valley Bank (3 branches).
- Hardy, WV most distressed ZIP: 26801 at 16/100.
Hardy, WV figures: DLRadar distress index; Hardy, WV inputs: CFPB, FHFA, HUD, FDIC; Hardy, WV rebuilt as sources refresh.
| Rank | Hardy, WV ZIP | Score |
|---|---|---|
| 1 | 26801 | 16/100 |
| 2 | 26810 | 16/100 |
| 3 | 26812 | 16/100 |
| 4 | 26818 | 16/100 |
| 5 | 26836 | 16/100 |
| 6 | 26838 | 16/100 |
| 7 | 26845 | 16/100 |
| 8 | 26851 | 15/100 |
| 9 | 26755 | 12/100 |
| 10 | 26852 | 11/100 |
| 11 | 26847 | 7/100 |
Most distressed Hardy, WV ZIPs (0-100, 2026)
Mortgage delinquency around Hardy, WV
No CFPB county sample covers Hardy, WV; the non-metro area reading for Hardy, WV: 1.2% ninety-plus; Hardy, WV area thirty-to-eighty-nine 3.9% (December 2025, Hardy, WV); West Virginia overall 1.1%.
Opportunity index: Hardy, WV
Hardy, WV index 33.4, Hardy, WV phase peak_opportunity; Hardy, WV primary driver vacancy, Hardy, WV second driver construction. Hardy, WV components: property stress 19.8, foreclosure pressure 18.1, listing discounts 33.3, bank stress 58.8, insurance 0.0; Hardy, WV pulse 38.7; Hardy, WV capital opportunity 25.5; Hardy, WV seven-day change -0.1%.
ZIP market phases inside Hardy, WV
11 Hardy, WV ZIPs carry a price-cycle phase; Hardy, WV ZIPs by phase (Hardy, WV), deepest drawdown first: expansion, +7.1% YoY (Hardy, WV): 26755; expansion, +8.0% YoY (Hardy, WV): 26801, 26810, 26812, 26818, Hardy, WV 26836, 26838, 26845, 26847; expansion, +7.9% YoY (Hardy, WV): 26851; expansion, +6.5% YoY (Hardy, WV): 26852.
Residential listings by Hardy, WV ZIP
Hardy, WV ZIPs with the most tracked Hardy, WV residential listings: 26801 4 listings, 4 candidates, bank pressure 66; 26836 4 listings, 0 candidates, bank pressure 66; 26812 2 listings, 0 candidates, bank pressure 66; 26851 1 listings, 0 candidates, bank pressure 63 (Hardy, WV); 26810 0 listings, 0 candidates, bank pressure 66; 26818 0 listings, 0 candidates, bank pressure 66; 26838 0 listings, 0 candidates, bank pressure 66; 26845 0 listings, 0 candidates, bank pressure 66. Hardy, WV totals: 11 listings; Hardy, WV candidates 4; active ZIPs 3.
Lenders with branches in Hardy, WV
Hardy, WV lenders by branch count: Capon Valley Bank (Hardy, WV): stress 70, 3 branches low in Hardy, WV; Pendleton Community Bank Inc (Hardy, WV): stress 71, 2 branches low in Hardy, WV; Grant County Bank (Hardy, WV): stress 63, 1 branch low in Hardy, WV.
Vacancy and permits, Hardy, WV
2,330 of 8,284 Hardy, WV housing units are vacant; Hardy, WV permits, twelve months: 0 multifamily units in Hardy, WV, 70 one-to-four unit units.
Work Hardy, WV at the parcel level
Every Hardy, WV parcel carries owner and address; every Hardy, WV parcel carries APN; Hardy, WV distress scores sit on the Hardy, WV live board.
Hardy, WV figures refresh with each source.
Hardy, WV questions
Most distressed ZIP code in Hardy County, WV?
ZIP 26801 leads Hardy, WV at 16/100; next in Hardy, WV: 26810 at 16/100; the Hardy, WV average is 14/100.
Where does Hardy County, WV rank for investment opportunity?
Hardy, WV is #515 among all ranked counties, #8 in West Virginia; the Hardy, WV driver is vacancy; Hardy, WV moved down 82 places.
How many mortgages are delinquent in Hardy County, WV?
Hardy, WV takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Hardy, WV.
Which banks lend in Hardy County, WV?
3 watched lenders hold Hardy, WV branches; the largest Hardy, WV footprints are Capon Valley Bank (3), Pendleton Community Bank Inc (2), Grant County Bank (1).
More on Hardy, WV
Hardy County, WV distress report: public-record figures for Hardy, WV; not legal advice for Hardy, WV; not tax or investment advice; verify every Hardy, WV record before acting.