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ZIP 26818 Foreclosure, Tax-Lien & Distress Report

Hardy County, West Virginia · High Poverty market

ZIP code 26818 in Hardy County, West Virginia carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 36/100 against active distress of 2/100. The pressure is most legible in construction/permit lag (94/100), structural risk (36/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 8.0% year on year (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

62% of housing is owner-occupied. Roughly 46.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 3.1%. Rent burden reaches 25% of tenant households. A median home runs $129,200 here, or 3.0 times local income. About 10% have a four-year degree. Households earn a median $39,306 — below the roughly $78,000 national figure. 1,130 residents call 26818 home, typically aged 37. The demographic-stress sub-score lands at 36/100. There are about 549 housing units across 26818.

On the whole, 26818 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 26818 at the moment; the composite and its components are still built from verifiable records.

The 26818 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 26818 stays directly comparable to neighboring ZIPs and the rest of Hardy County, West Virginia. The score is rebuilt from public data as it updates, so 26818 reflects the current record instead of a stale or modeled snapshot.

Each component behind 26818 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 26818 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
36/100
Structural risk
2/100
Distress activity

What is driving ZIP 26818’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk40
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 26818 Stress Report snapshot

A live read on 26818: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Hardy County

Nearest ZIP codes to 26818

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 26818

Further distress data across Hardy County, West Virginia at ZIP, county and state level.

Get the full acquisition report for 26818

Every distressed parcel in 26818 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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