ZIP 26845 Foreclosure, Tax-Lien & Distress Report

ZIP code 26845 in Hardy County, West Virginia carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 38/100 while live distress already moving reads 2/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (38/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 26845 posted values that rose 8.0% over the year, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $89,050, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 91% of homes, renters 9%. Rent burden reaches 14% of tenant households. 4.7% of residents fall below the poverty threshold. Vacancy runs 9.7%. About 50% have a four-year degree. The ZIP holds roughly 359 housing units. A median home runs $134,200 here, or 2.3 times local income. About 967 people live here, median age 37.

On balance, 26845 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 26845 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 26845 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 26845 stays directly comparable to neighboring ZIPs and the rest of Hardy County, West Virginia. Where the public record is thin for 26845, the field stays empty rather than modeled, and fills in as new documents post.

26845's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 26845 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.