ZIP 26845 Property Distress & Foreclosure Data

Hardy County, West Virginia's ZIP 26845 registers 15/100 composite distress, which DLRadar reads as low. On the structural side it scores 34/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (34/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $89,050, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 91% of homes, renters 9%. Around 14% of renters are cost-burdened. 4.7% of residents fall below the poverty threshold. The vacancy rate is 9.7%. Educational attainment sits at 50% bachelor's-or-above. The ZIP holds roughly 359 housing units. Home values center near $134,200, an affordability ratio of 2.3× — accessible. 967 residents call 26845 home, typically aged 37.

On balance, 26845 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
34/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 26845

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk40
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardy County

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