ZIP 22656 Foreclosure, Tax-Lien & Distress Report

ZIP code 22656 in Frederick County, Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). The latent-versus-live split is 47/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (69/100)).

The peak-phase market in 22656 posted values that rose 2.7% over the year, 2.0% off the recent peak, and 10% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,047 housing units. Around 19% of renters are cost-burdened. The typical home is worth about $401,200 (3.7× income, relatively affordable). The demographic-stress sub-score lands at 23/100. The poverty rate is 4.4% — low. The vacancy rate is 1.1%. Around 48% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. At $110,903, median income runs above typical U.S. levels. Population is roughly 5,162 with a median age of 40.

Broadly, 22656 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.