ZIP 22656 Foreclosure, Tax-Lien & Distress Report

In Frederick County, Virginia, ZIP 22656 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (42/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Latent structural risk is 42/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 10% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,047 housing units. Rent burden reaches 19% of tenant households. The typical home is worth about $401,200 (3.7× income, relatively affordable). On demographic stress specifically, 22656 scores 23/100. 4.4% of residents fall below the poverty threshold. The vacancy rate is 1.1%. Educational attainment sits at 48% bachelor's-or-above. The tenure split is 85% owner-occupied to 15% rented. Median household income is $110,903, above the U.S. median near $78,000. About 5,162 people live here, median age 40.

Broadly, 22656 is a steadier market — the deals are the exceptions, not the rule. 22656 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 22656 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Frederick County, Virginia and the nation. Where the public record is thin for 22656, the field stays empty rather than modeled, and fills in as new documents post.

Behind 22656's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 22656 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.