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ZIP 22655 Foreclosure, Tax-Lien & Distress Report

Frederick County, Virginia · Distress market

Scored purely from public records, 22655 (Frederick County, Virginia) returns a low composite of 18/100. On the structural side it scores 41/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Leading the profile are construction/permit lag (49/100), structural risk (41/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 12% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 77% owner-occupied to 23% rented. A median home runs $388,400 here, or 3.3 times local income. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 8,825 housing units. The vacancy rate is 6.8%. At $106,030, median income runs above typical U.S. levels. Population is roughly 22,393 with a median age of 38. Around 29% of adults hold a bachelor's degree or higher. 6.2% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households.

On balance, 22655 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 22655 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 22655 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22655 can be compared directly against any other ZIP in Frederick County, Virginia or nationwide. The score is rebuilt from public data as it updates, so 22655 reflects the current record instead of a stale or modeled snapshot.

Behind 22655's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 22655 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
41/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 22655

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk51
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 22655 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 22655, the same set carried on every parcel.

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Every distressed parcel in 22655 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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