ZIP 22655 Property Distress & Foreclosure Data

Frederick County, Virginia's ZIP 22655 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 46/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.8% year on year, 1.8% off the recent peak, and 12% higher over three years, at 47/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 77% owner-occupied to 23% rented. A median home runs $388,400 here, or 3.3 times local income. On demographic stress specifically, 22655 scores 27/100. There are about 8,825 housing units across 22655. Vacancy runs 6.8%. Households earn a median $106,030 — above the roughly $78,000 national figure. About 22,393 people live here, median age 38. About 29% have a four-year degree. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 32% of tenant households.

Overall 22655 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.