ZIP 22624 Property Distress & Foreclosure Data

ZIP code 22624 in Frederick County, Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 2.0% off the recent peak, and 25% higher over three years, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 85% of homes, renters 15%. Home values center near $438,200, an affordability ratio of 4.5×. There are about 1,075 housing units across 22624. DLRadar's demographic-stress index for the area reads 29/100. 3,193 residents call 22624 home, typically aged 31. Educational attainment sits at 28% bachelor's-or-above. Vacancy runs 7.8%. Median household income is $90,117, above the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. Rent burden reaches 24% of tenant households.

On balance, 22624 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.