ZIP 25420 Foreclosure, Tax-Lien & Distress Report

ZIP code 25420 in Berkeley County, West Virginia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (48/100), construction/permit lag (41/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. The latent-versus-live split is 48/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), climate & FEMA risk (73/100).

The peak-phase market in 25420 posted values that held roughly flat over the year, 2.9% off the recent peak, and 22% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 20% of renters are cost-burdened. The ZIP holds roughly 2,173 housing units. Median household income is $96,020, above the U.S. median near $78,000. Population is roughly 5,086 with a median age of 47. The typical home is worth about $289,400 (2.9× income, relatively affordable). Around 40% of adults hold a bachelor's degree or higher. The poverty rate is 11.0%. Owners hold 81% of homes, renters 19%. The demographic-stress sub-score lands at 23/100. Vacancy runs 4.2%.

Overall, 25420 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 25420 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 25420 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Berkeley County, West Virginia and the nation. Every figure is auditable to a public dataset and refreshed as records update; 25420 shows blanks, not estimates, wherever the record is sparse.

25420's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 25420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.