ZIP 25403 Property Distress & Foreclosure Data

Composite property distress in 25403 (Berkeley County, West Virginia) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 56 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (56/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (73/100).

The market reads peak — home values rose 0.7% year on year, 4.2% off the recent peak, and 26% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,797 housing units across 25403. The tenure split is 82% owner-occupied to 18% rented. About 15,865 people live here, median age 38. Households earn a median $82,190 — near the roughly $78,000 national figure. Vacancy runs 3.6%. About 28% have a four-year degree. On demographic stress specifically, 25403 scores 28/100. Rent burden reaches 33% of tenant households. A median home runs $298,500 here, or 3.7 times local income. Roughly 11.8% live below the poverty line.

Net-net, 25403 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.