ZIP 25403 Foreclosure, Tax-Lien & Distress Report
Berkeley County, West Virginia · Distress market
Composite property distress in 25403 (Berkeley County, West Virginia) lands at 21/100 — low on DLRadar's distress scoring. Structurally it carries 48/100, against 2/100 of stress already in motion. Its heaviest discrete signals: structural risk (48/100), construction/permit lag (41/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (73/100)).
Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.9% off the recent peak, and 26% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 6,797 housing units across 25403. The tenure split is 82% owner-occupied to 18% rented. Population is roughly 15,865 with a median age of 38. Households earn a median $82,190 — near the roughly $78,000 national figure. The vacancy rate is 3.6%. Educational attainment sits at 28% bachelor's-or-above. On demographic stress specifically, 25403 scores 28/100. Around 33% of renters are cost-burdened. Home values center near $298,500, an affordability ratio of 3.7× — accessible. The poverty rate is 11.8%.
Overall, 25403 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 25403 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 25403 shows as blanks, never estimates, and the score updates on every fresh public filing.
25403's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 25403 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 25403
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 25403 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 25403, the same set carried on every parcel.
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Nearest ZIP codes to 25403
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring West Virginia distress
Further distress data across Berkeley County, West Virginia at ZIP, county and state level.
Open the complete 25403 acquisition file
The full 25403 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology