ZIP 22642 Property Distress & Foreclosure Data

ZIP code 22642 in Warren County, Virginia carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 33 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (33/100), construction/permit lag (22/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 24/100. Vacancy runs 21.9%, above the national norm and a classic distress-and-opportunity signal. Median household income is $108,807, above the U.S. median near $78,000. Home values center near $361,700, an affordability ratio of 2.9× — accessible. Educational attainment sits at 29% bachelor's-or-above. 4,130 residents call 22642 home, typically aged 44. There are about 1,953 housing units across 22642. Rent burden reaches 14% of tenant households. 8.5% of residents fall below the poverty threshold.

Taken together, 22642 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.