ZIP 22642 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 22642 (Warren County, Virginia) lands at 14/100 — minimal on DLRadar's distress scoring. Latent structural risk is 33/100 while live distress already moving reads 2/100. The pressure is most legible in structural risk (33/100), construction/permit lag (24/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100).

The peak-phase market in 22642 posted values that rose 3.4% over the year, and 23% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 88% owner-occupied to 12% rented. The demographic-stress sub-score lands at 24/100. The vacancy rate is 21.9% — elevated. Households earn a median $108,807 — above the roughly $78,000 national figure. Home values center near $361,700, an affordability ratio of 2.9× — accessible. Educational attainment sits at 29% bachelor's-or-above. About 4,130 people live here, median age 44. The ZIP holds roughly 1,953 housing units. Rent burden reaches 14% of tenant households. Roughly 8.5% live below the poverty line.

Net-net, 22642 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 22642 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Warren County, Virginia and the nation. Nothing here is interpolated — where a source is thin for 22642, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 22642's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 22642 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.