ZIP 22958 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 22958 (Nelson County, Virginia) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 7 on the 0–100 scale. The pressure is most legible in construction/permit lag (68/100), structural risk (52/100), institutional ownership (48/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (63/100).

The peak-phase market in 22958 posted values that rose 3.6% over the year, and 20% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 85% owner-occupied to 15% rented. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $487,500 here, or 5.2 times local income. The ZIP holds roughly 2,877 housing units. Population is roughly 2,188 with a median age of 65. Median household income is $94,402, above the U.S. median near $78,000. About 66% have a four-year degree. The demographic-stress sub-score lands at 37/100. Vacancy runs 60.5%, above the national norm and a classic distress-and-opportunity signal. Around 46% of renters are cost-burdened.

Taken together, 22958 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 22958 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 22958 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 22958 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 22958 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 22958 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.