ZIP 22546 Foreclosure, Tax-Lien & Distress Report

ZIP 22546's composite property-distress score is 9/100 - DLRadar classes that as minimal for Caroline County, Virginia. Structural exposure scores 21 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (47/100), structural risk (21/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

The expansion-phase market in 22546 posted values that rose 5.3% over the year, and 35% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $89,097, above the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 7.3%. Around 36% of renters are cost-burdened. Home values center near $301,100, an affordability ratio of 3.1× — accessible. 17,857 residents call 22546 home, typically aged 38. 11.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. There are about 7,228 housing units across 22546. The tenure split is 85% owner-occupied to 15% rented.

Broadly, 22546 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 22546 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 22546 runs through one identical scoring model, so its 9/100 sits on the same scale as every other ZIP in Caroline County, Virginia and the nation. The score is rebuilt from public data as it updates, so 22546 reflects the current record instead of a stale or modeled snapshot.

The 9/100 for 22546 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 22546 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.