ZIP 22546 Property Distress & Foreclosure Data

Composite property distress in 22546 (Caroline County, Virginia) lands at 12/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 28/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (28/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 35% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $89,097, above the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 7.3%. Around 36% of renters are cost-burdened. Home values center near $301,100, an affordability ratio of 3.1× — accessible. 17,857 residents call 22546 home, typically aged 38. 11.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 7,228 housing units. Owners hold 85% of homes, renters 15%.

On balance, 22546 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.