ZIP 22427 Property Distress & Foreclosure Data

In Caroline County, Virginia, ZIP 22427 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 28/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (80/100), structural risk (28/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 4.8% year on year, and 24% higher over three years (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 22427 scores 33/100. Households earn a median $76,635 — near the roughly $78,000 national figure. A median home runs $315,700 here, or 3.8 times local income. About 18% have a four-year degree. The tenure split is 61% owner-occupied to 39% rented. The ZIP holds roughly 1,675 housing units. The vacancy rate is 12.1% — elevated. Around 31% of renters are cost-burdened. About 4,301 people live here, median age 33.

Net-net, 22427 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.