ZIP 22427 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 22427 (Caroline County, Virginia) returns a minimal composite of 8/100. Structural exposure scores 17 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (37/100), structural risk (17/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The expansion-phase market in 22427 posted values that rose 5.5% over the year, and 24% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 18.2% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 33/100. Median household income is $76,635, near the U.S. median near $78,000. A median home runs $315,700 here, or 3.8 times local income. Around 18% of adults hold a bachelor's degree or higher. 61% of housing is owner-occupied. There are about 1,675 housing units across 22427. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Around 31% of renters are cost-burdened. Population is roughly 4,301 with a median age of 33.

On the whole, 22427 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 22427 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 22427 stays directly comparable to neighboring ZIPs and the rest of Caroline County, Virginia. The score is rebuilt from public data as it updates, so 22427 reflects the current record instead of a stale or modeled snapshot.

22427's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 22427 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.