ZIP 22509 Foreclosure, Tax-Lien & Distress Report

ZIP code 22509 in Essex County, Virginia carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (20/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 20 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $28,598, below the U.S. median near $78,000. Around 0% of adults hold a bachelor's degree or higher. A median home runs $172,100 here, or 4.1 times local income. The vacancy rate is 0.0%. The tenure split is 100% owner-occupied to 0% rented. There are about 53 housing units across 22509. The poverty rate is 0.0% — low. On demographic stress specifically, 22509 scores 26/100. 102 residents call 22509 home, typically aged 52.

Overall, 22509 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 22509 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 22509 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 22509 reflects the current record instead of a stale or modeled snapshot.

The 9/100 figure for 22509 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 22509 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.