ZIP 22538 Property Distress & Foreclosure Data

Caroline County, Virginia's ZIP 22538 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (28/100), institutional ownership (3/100). By contrast, structural risk (28/100) and institutional ownership (3/100) register low. Structural risk reads 28/100 against active distress of 0/100.

The market reads peak — home values rose 4.8% year on year, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 129 housing units across 22538. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 0.0%. On demographic stress specifically, 22538 scores 18/100. About 278 people live here, median age 62. About 25% have a four-year degree. Roughly 10.4% live below the poverty line. A median home runs $326,600 here.

Overall 22538 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
28/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 22538

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk24
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Caroline County

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Deterministic. Every signal traces to a public dataset · methodology