ZIP 22535 Property Distress & Foreclosure Data

In Caroline County, Virginia, ZIP 22535 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 28/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (80/100), structural risk (28/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 4.8% year on year (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 212 housing units. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $365,800 here, or 2.8 times local income. Around 67% of renters are cost-burdened. About 50% have a four-year degree. About 602 people live here, median age 29. Households earn a median $119,135 — above the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 22535 scores 25/100. The vacancy rate is 4.7%.

Overall 22535 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.