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ZIP 22535 Foreclosure, Tax-Lien & Distress Report

Caroline County, Virginia · Distress market

ZIP 22535's composite property-distress score is 8/100 - DLRadar classes that as minimal for Caroline County, Virginia. The latent-versus-live split is 18/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (42/100), structural risk (18/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 212 housing units across 22535. The poverty rate is 1.3% — low. Home values center near $365,800, an affordability ratio of 2.8× — accessible. Rent burden reaches 67% of tenant households. About 50% have a four-year degree. Population is roughly 602 with a median age of 29. At $119,135, median income runs above typical U.S. levels. The tenure split is 90% owner-occupied to 10% rented. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 4.7%.

Overall 22535 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 22535 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 22535 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22535 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 22535 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Practically, 22535 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

8/100
Composite stress
18/100
Structural risk
1/100
Distress activity

What is driving ZIP 22535’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk24
Another 9 scored dimensions sit behind 22535

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 22535 Stress Report snapshot

The live 22535 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 22535 stress data…

More ZIPs across Caroline County

Nearest ZIP codes to 22535

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 22535

Other reports tied to Caroline County, Virginia — ZIP, county and statewide.

Unlock the full ZIP 22535 acquisition report

The full 22535 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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