ZIP 22535 Foreclosure, Tax-Lien & Distress Report
Caroline County, Virginia · Distress market
ZIP 22535's composite property-distress score is 8/100 - DLRadar classes that as minimal for Caroline County, Virginia. The latent-versus-live split is 17/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (37/100), structural risk (17/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 212 housing units across 22535. The poverty rate is 1.3% — low. Home values center near $365,800, an affordability ratio of 2.8× — accessible. Rent burden reaches 67% of tenant households. About 50% have a four-year degree. Population is roughly 602 with a median age of 29. At $119,135, median income runs above typical U.S. levels. The tenure split is 90% owner-occupied to 10% rented. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 4.7%.
Overall 22535 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 22535 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 22535 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22535 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 22535 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Practically, 22535 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 22535’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 22535 Stress Report snapshot
The live 22535 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Caroline County
More distress data near 22535
Other reports tied to Caroline County, Virginia — ZIP, county and statewide.
Unlock the full ZIP 22535 acquisition report
The full 22535 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology