ZIP 20180 Foreclosure, Tax-Lien & Distress Report

ZIP code 20180 in Loudoun County, District of Columbia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (66/100), structural risk (42/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (82/100). The latent-versus-live split is 42/100 structural and 0/100 already moving.

The market reads peak — home values rose 3.4% year on year, and 17% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $162,955, median income runs above typical U.S. levels. The ZIP holds roughly 2,690 housing units. Around 26% of renters are cost-burdened. Around 58% of adults hold a bachelor's degree or higher. Vacancy runs 5.8%. 92% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. Population is roughly 7,791 with a median age of 42. 3.0% of residents fall below the poverty threshold. The typical home is worth about $664,400 (3.9× income, relatively affordable).

Broadly, 20180 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 20180 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 20180's 19/100 can be lined up against any neighbor in Loudoun County, District of Columbia or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 20180 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 20180 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 20180 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.