ZIP 20180 Property Distress & Foreclosure Data

ZIP code 20180 in Loudoun County, District of Columbia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (50/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). The latent-versus-live split is 50/100 structural and 0/100 already moving.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

At $162,955, median income runs above typical U.S. levels. The ZIP holds roughly 2,690 housing units. Around 26% of renters are cost-burdened. Around 58% of adults hold a bachelor's degree or higher. The vacancy rate is 5.8%. 92% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. About 7,791 people live here, median age 42. The poverty rate is 3.0% — low. The typical home is worth about $664,400 (3.9× income, relatively affordable).

Overall 20180 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.