ZIP 20197 Property Distress & Foreclosure Data

Composite property distress in 20197 (Loudoun County, District of Columbia) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (82/100). On the structural side it scores 50/100, with 0/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (50/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 41% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,212 residents call 20197 home, typically aged 46. On demographic stress specifically, 20197 scores 23/100. A median home runs $1,080,200 here, or 4.2 times local income. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 7.1%. About 70% have a four-year degree. The ZIP holds roughly 746 housing units. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $233,777 — above the roughly $78,000 national figure.

On balance, 20197 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.