ZIP 20132 Foreclosure, Tax-Lien & Distress Report

ZIP code 20132 in Loudoun County, District of Columbia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). What sets it apart are the readings on construction/permit lag (66/100), structural risk (42/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). On the structural side it scores 42/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 20% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 6,636 housing units. The vacancy rate is 4.0%. 19,241 residents call 20132 home, typically aged 39. Around 60% of adults hold a bachelor's degree or higher. The typical home is worth about $776,300 (3.9× income, relatively affordable). Households earn a median $180,663 — above the roughly $78,000 national figure. Rent burden reaches 34% of tenant households. The poverty rate is 2.7% — low. Owners hold 91% of homes, renters 9%. The demographic-stress sub-score lands at 24/100.

On balance, 20132 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 20132 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 20132 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 20132 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 20132 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 20132 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.