ZIP 20838 Property Distress & Foreclosure Data

ZIP code 20838 in Montgomery County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). The latent-versus-live split is 68/100 structural and 2/100 already moving.

The peak-phase market in 20838 posted values that rose 2.8% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.7%. Around 0% of renters are cost-burdened. 0.7% of residents fall below the poverty threshold. Population is roughly 409 with a median age of 34. DLRadar's demographic-stress index for the area reads 18/100. Educational attainment sits at 60% bachelor's-or-above. Median household income is $223,571, above the U.S. median near $78,000. The ZIP holds roughly 97 housing units. Owners hold 98% of homes, renters 2%. Home values center near $775,700, an affordability ratio of 3.6× — accessible.

On balance 20838 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.