ZIP 20838 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Maryland's ZIP 20838 registers 20/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). Latent structural risk is 43/100 while live distress already moving reads 2/100.

The peak-phase market in 20838 posted values that rose 1.6% over the year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.7%. Around 0% of renters are cost-burdened. The poverty rate is 0.7% — low. 409 residents call 20838 home, typically aged 34. The demographic-stress sub-score lands at 18/100. Educational attainment sits at 60% bachelor's-or-above. Median household income is $223,571, above the U.S. median near $78,000. There are about 97 housing units across 20838. The tenure split is 98% owner-occupied to 2% rented. The typical home is worth about $775,700 (3.6× income, relatively affordable).

Net-net, 20838 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 20838 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 20838 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20838 can be compared directly against any other ZIP in Montgomery County, Maryland or nationwide. Where the public record is thin for 20838, the field stays empty rather than modeled, and fills in as new documents post.

20838's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 20838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.