ZIP 21136 Property Distress & Foreclosure Data

DLRadar grades ZIP 21136 (Baltimore County, Maryland) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (88/100). On the structural side it scores 47/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21136 scores 29/100. The tenure split is 78% owner-occupied to 22% rented. Roughly 11.0% live below the poverty line. The vacancy rate is 5.1%. Around 53% of renters are cost-burdened. 33,778 residents call 21136 home, typically aged 44. About 52% have a four-year degree. A median home runs $422,100 here, or 3.6 times local income. Households earn a median $106,559 — above the roughly $78,000 national figure. The ZIP holds roughly 13,837 housing units.

On balance, 21136 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.