ZIP 21136 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 21136 (Baltimore County, Maryland) lands at 22/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (87/100)). On the structural side it scores 48/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (48/100), institutional ownership (20/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (8/100) register low.

The peak-phase market in 21136 posted values that rose 2.2% over the year, and 16% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21136 scores 29/100. Owners hold 78% of homes, renters 22%. 11.0% of residents fall below the poverty threshold. Vacancy runs 5.1%. Around 53% of renters are cost-burdened. 33,778 residents call 21136 home, typically aged 44. Around 52% of adults hold a bachelor's degree or higher. The typical home is worth about $422,100 (3.6× income, relatively affordable). Median household income is $106,559, above the U.S. median near $78,000. The ZIP holds roughly 13,837 housing units.

Overall 21136 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 21136 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Baltimore County, Maryland and the nation. Sparse data for 21136 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21136's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21136 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.