ZIP 21117 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21117 (Baltimore County, Maryland) at a low 22/100 for overall property distress. On the structural side it scores 49/100, with 2/100 of stress already active. Its standout signals are structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 14% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $387,400 (3.7× income, relatively affordable). Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 6.3%. 53% of housing is owner-occupied. About 48% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 61,337 with a median age of 36. The ZIP holds roughly 26,690 housing units. At $100,934, median income runs above typical U.S. levels. Rent burden reaches 36% of tenant households.

On balance, 21117 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 21117 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 21117 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 21117 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. Every figure is auditable to a public dataset and refreshed on ingest; 21117 shows blanks, not estimates, wherever the record is sparse.

Each component behind 21117 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 21117 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.