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County and ZIP distress scoring, market phase, and the deals that surfaced today.

Carroll County, MD: Foreclosures, Tax Liens & Distressed Properties

Carroll County, Maryland is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county spans 15 scored ZIP codes, averaging 22/100 composite distress. Across its ZIPs, composite distress spans 18 to 26 out of 100. County-level credit and bank headwind reads 47/100.

The county market is in a peak phase: home prices rose 2.2% over the past year, a 21/100-confidence read. On a market plateau, blanket buying underperforms so screen ZIP by ZIP.

At +2.2% YoY and 21/100 confidence, selectivity rules and a county-wide sweep stays on the shelf. A moderate 47/100 lender headwind points to a blend the ZIP scores sort out.

Highest scores land in 21104 (26/100), 21797 (26/100), 21771 (24/100), 21784 (24/100), 21791 (24/100), 21757 (23/100); each opens to a full parcel breakdown. The breakdown continues through 21136, 21776, 21155, 21787, 21048, 21074, 21102, 21157, 21158 and more.

Underneath the scores, Carroll County's tracked footprint show 5.1% of households below the poverty line, 86% owner-occupancy, a median age of 42.3, household income averaging about $122,950, above the national median, median home values around $471,107 (above the national figure), vacancy near 3.8%. These fundamentals shape the volume of pressured sellers and the exit liquidity behind them.

All in at 22/100 over 15 ZIPs, the opportunity hides below the average where the ZIP scores point. A DLRadar subscription opens every Carroll County parcel: owner, address and APN, a per-parcel score, lender exposure and exit read.

Whether Carroll County, Maryland carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Carroll County can be compared directly against any county in the country.

Approach Carroll County by rank rather than by average — the 22/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every Carroll County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

At the ZIP level, the sharpest readings in Carroll County are 21104 (26/100), 21797 (26/100), 21771 (24/100), 21784 (24/100), 21791 (24/100), 21757 (23/100). DLRadar also scores 21136, 21776, 21155, 21787, 21048, 21074, 21102, 21157 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Carroll County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.

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Peak
Market phase
2.2%
HPI YoY
0%
Drawdown
21
Confidence
Live sampleSample: distressed properties in Carroll County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
21104MD26
21797MD26
21771MD24
21784MD24
21791MD24
21757MD23
21136MD22
21776MD22
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Top Carroll County ZIP codes by stress score

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More layers of DLRadar intelligence

These reads compound. National distress frames it, bank and insurer strain forecast supply, ZIP data locates it.

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