ZIP 21237 Foreclosure, Tax-Lien & Distress Report

ZIP code 21237 in Baltimore County, Maryland carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (22/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Latent structural risk is 51/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)).

The market reads peak — home values rose 2.2% year on year, and 16% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $90,269 — above the roughly $78,000 national figure. The poverty rate is 9.3%. Around 27% of adults hold a bachelor's degree or higher. Around 31% of renters are cost-burdened. The ZIP holds roughly 13,121 housing units. About 30,851 people live here, median age 42. Vacancy runs 6.7%. The demographic-stress sub-score lands at 28/100. Home values center near $295,600, an affordability ratio of 3.1× — accessible. The tenure split is 62% owner-occupied to 38% rented.

On balance, 21237 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 21237 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 21237 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21237 can be compared directly against any other ZIP in Baltimore County, Maryland or nationwide. The score is rebuilt from public data as it updates, so 21237 reflects the current record instead of a stale or modeled snapshot.

21237's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 21237 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.