Baltimore County, MD: Home-Insurance Distress & Forced-Sale Pressure
Baltimore County, MD: 30/100 (moderate) home-insurance distress; Baltimore, MD band LOW; Baltimore, MD #1,611 of 3,222 counties; Baltimore, MD #4 of 24 in Maryland; raw Baltimore, MD 35.2; Baltimore, MD coverage multiplier 0.85.
FEMA hazard, Baltimore, MD: 0/100; Baltimore, MD declarations, three years: 2; Baltimore, MD five-year count 3 (severity 6.0); Baltimore, MD ten-year 3.
Declared incidents on the Baltimore, MD record: 2026 Winter Storm 3 (Baltimore, MD).
NFIP claims, Baltimore, MD, three years: 118; Baltimore, MD payouts $2,071,422; per Baltimore, MD claim $17,554; Baltimore, MD claim-stress 88/100.
Baltimore, MD monthly score: 30 in every month from March 2026 (Baltimore, MD) through October 2026.
Baltimore, MD components: NFIP claims 88; Baltimore, MD retreat index 30; Baltimore, MD climate multiplier 0.85.
Construction distress, Baltimore, MD: 19/100 as of August 2026 (Baltimore, MD: 56/100 one-to-four unit, 6/100 multifamily).
Baltimore, MD ZIPs, June 2026 (Baltimore, MD, 16 highest): score 0 (Baltimore, MD), climate 94 (Baltimore, MD): 21023, 21030, 21031, 21051, Baltimore, MD 21052, 21053, 21057, 21071, Baltimore, MD 21082, 21093, 21105, 21117, Baltimore, MD 21120, 21128, 21131, 21133.
DLRadar rescores Baltimore, MD monthly; Baltimore, MD readings join Baltimore, MD foreclosure, lien and ownership parcels (Baltimore, MD), so cost-squeezed Baltimore, MD owners surface before listing.
Inside Maryland, Baltimore County ranks 4th of 24 counties for home-insurance distress at 30/100; Cecil County (30/100) sits just above Baltimore County, and Anne Arundel County (30/100) sits just below Baltimore County.
Deterministic. Every Baltimore County, MD signal traces to a public Baltimore dataset (FEMA, NFIP, Census for Baltimore, MD) · how insurance distress works in Baltimore, MD · methodology
FAQ: Baltimore County, MD insurance distress
What is the Baltimore County, MD home-insurance-distress score?
Baltimore, MD: 30/100 (LOW), #1,611 of 3,222, #4 in Maryland. FEMA hazard, Baltimore, MD: 0/100; NFIP stress, Baltimore, MD: 88/100; construction, Baltimore, MD: 19/100; Baltimore, MD rescores monthly.
Is Baltimore County insurance distress getting better or worse (MD)?
Baltimore, MD: 30 in March 2026; Baltimore, MD: 30 in October 2026 (unchanged); Baltimore, MD NFIP claims score 88.
How many flood-insurance claims has Baltimore County, MD had?
Baltimore, MD: 118 NFIP claims, three years; Baltimore, MD paid $2,071,422; per Baltimore, MD claim $17,554; carriers reprice Baltimore, MD against that record.
Which Baltimore County ZIP codes carry the most insurance distress (MD)?
Baltimore, MD, June 2026: 21023 at 0, 21030 at 0, 21031 at 0, 21051 at 0; Baltimore, MD climate scores there: 94, 94, 94, 94.
Why does Baltimore, MD insurance distress create sellers?
A Baltimore, MD premium outruns the Baltimore, MD budget; a carrier leaves Baltimore, MD; Baltimore, MD carrying cost passes plan; Baltimore, MD owners sell while current; Baltimore, MD insurance distress leads Baltimore, MD foreclosure data.