ZIP 21061 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21061 (Anne Arundel County, Maryland) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Its heaviest discrete signals: structural risk (52/100), construction/permit lag (36/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The latent-versus-live split is 52/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 16% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 56% of homes, renters 44%. About 26% have a four-year degree. Population is roughly 56,453 with a median age of 36. At $86,081, median income runs near typical U.S. levels. The vacancy rate is 4.4%. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $339,100, an affordability ratio of 3.8× — accessible. There are about 23,025 housing units across 21061. Rent burden reaches 40% of tenant households. Roughly 9.0% live below the poverty line.

Broadly, 21061 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 21061 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 21061's 23/100 can be lined up against any neighbor in Anne Arundel County, Maryland or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 21061 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 21061 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 21061 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.