ZIP 21122 Property Distress & Foreclosure Data

DLRadar grades ZIP 21122 (Anne Arundel County, Maryland) at a low 19/100 for overall property distress. Structural risk reads 43/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Property-level stress concentrates in structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.8% year on year, and 18% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $425,800 (3.4× income, relatively affordable). There are about 23,675 housing units across 21122. 86% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. About 61,589 people live here, median age 39. Vacancy runs 3.8%. Rent burden reaches 43% of tenant households. The poverty rate is 5.0% — low. The demographic-stress sub-score lands at 27/100. At $121,732, median income runs above typical U.S. levels.

Overall 21122 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.