ZIP 21122 Foreclosure, Tax-Lien & Distress Report

ZIP 21122's composite property-distress score is 23/100 - DLRadar classes that as low for Anne Arundel County, Maryland. On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (36/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 18% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $425,800 here, or 3.4 times local income. The ZIP holds roughly 23,675 housing units. 86% of housing is owner-occupied. Around 32% of adults hold a bachelor's degree or higher. About 61,589 people live here, median age 39. Vacancy runs 3.8%. Around 43% of renters are cost-burdened. 5.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $121,732, above the U.S. median near $78,000.

On balance, 21122 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 21122's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 21122, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

21122's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 21122 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.