ZIP 21146 Foreclosure, Tax-Lien & Distress Report
Anne Arundel County, Maryland · Distress market
ZIP 21146's composite property-distress score is 23/100 - DLRadar classes that as low for Anne Arundel County, Maryland. Latent structural risk is 51/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100).
The market reads peak — home values rose 2.2% year on year, and 19% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 28,489 with a median age of 41. About 60% have a four-year degree. A median home runs $659,800 here, or 3.8 times local income. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 21146 scores 25/100. Vacancy runs 4.3%. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 10,315 housing units. Rent burden reaches 42% of tenant households. Median household income is $169,835, above the U.S. median near $78,000.
Broadly, 21146 is a steadier market — the deals are the exceptions, not the rule. 21146 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 21146 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 21146 reflects the current record instead of a stale or modeled snapshot.
21146's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 21146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 21146’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 21146 by the numbers
The live 21146 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Anne Arundel County
Keep exploring Maryland distress
More ZIP, county and state distress intelligence connected to Anne Arundel County, Maryland.
Unlock parcel-level detail for ZIP 21146
The full 21146 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology